THE 7 BABY STEPS.
We offer a free budgeting class and others to help you get your finances in order. No matter how much u make, you can save and invest.
Step 1: Save $1,000 for your starter emergency fund.
Step 2: Pay off all debt (except for the house) using the debt snowball.
Step 3: Save 3-6 months of expenses in a fully funded emergency fund.
Step 4: Invest 15% of your household income in retirement.
Step 5: Save for your children’s college fund.
Step 6: Pay off your home early.
Step 7: Build wealth and give.